Contemplating the death or disability of your company's leaders is pretty dismal subject matter. But think of the consequences - what if you lost one of your key managers? Would your business be financially impacted? Would you lose key customers or other business relationships? If a key employee is disabled, how would ongoing expenses be paid? Do you have a plan in place to transition the ownership of your business if you or one of your business partners dies? Without a well-defined plan, you may find yourself suddenly in business with your partner's spouse or children. How can you be sure that your own heirs would receive fair value for your share of the company?

Our team helps companies like yours deal with these important issues in a cost-effective way. Key Executive insurance and Buy-Sell agreements are just two of the affordable policies that will help you maintain the livelihood of your business if one of your critical employees passes away or becomes disabled. And, if you already have a Key Executive policy, DKA has averaged 40% or more savings on existing policies.

Do you have key executives who you want to hold onto? Have you already done everything you can to compensate them through bonuses and qualified retirement plans?